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State of Fintech Report

Due to surging interest rates, it is no surprise that fintech took a hit.


In fact, while fintech funding reached highs of $75.2 billion last year…


It only amounts to 46% of the funding reached in 2021. ❌


Several vital highlights from 2022 include:


✅ Unicorn startup births are reaching an all-time low, with only 5 popping up in 2022 Q4.


✅ Global fintech deals fall by 8% year-on-year.


✅ Hong Kong is the latest entry in top-tier ecosystems thanks to scoring high in focus and funding.


✅ New York is the capital for crypto startups, amounting to 46% of all VC funding for crypto in the US.


✅ Fintech funding in South America is centralized in São Paulo, Brazil.


✅ Africa-based fintech funding is rising, reaching a peak of 25% YoY.


All in all, while there’s some bleakness in the state of fintech, there are still bright spots.


With new territories becoming hotbeds for funding, more startups have opportunities to grow.



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